Review · Policies quoted · 18+
Secrets AI: prices, policies and what the free tier really covers
✓ Facts verified August 29, 2026
Secrets AI is an adult AI companion platform with a generator attached: you chat with a character, and on a paid tier that character can be rendered as an image or a short video clip. Its operator is Secret Labs Inc., described in its terms as a corporation registered in both Canada and the United States, with a Dover, Delaware mailing address and arbitration in British Columbia.
NSFWTop is independent and not affiliated with Secrets AI. Every fact here was read on its own site, terms and wiki on August 29, 2026; prices change, so its store is authoritative. Some links earn us a commission, this one included — partner tools are grouped first, disclosed on every list and on our About page.
What it generates
Four outputs are verified: still images, video, text chat and audio calls, in realistic and anime styles. There is no API.
Video comes in two modes: an advanced mode of four to fifteen seconds, up to 4K, with audio, and a dedicated adult mode capped at 720p, eight seconds, no sound. Fifteen seconds is the general ceiling, not the adult mode's output; our video list sets it beside the ranking.
Paid activity is metered in credits called Moments: 8,000 a month on Premium, 15,000 on Ultimate, with unlimited messaging on either paid tier.
Real people, minors and what the policy actually says
Its custom-character page forbids characters based on real people and names celebrities, influencers, public figures and private individuals alike; offending characters are deleted without a refund. On minors it states absolute zero tolerance — real, fictional, AI-generated or manipulated — and the policy suite includes NCMEC reporting.
The gap we show rather than bury is the wording. Its prohibited-content policy frames the real-person rule as barring sexual content of identifiable individuals “without their verified consent,” and a separate removal policy covers AI-generated content that resembles a real person — consented real-person content is textually contemplated. We found no consent-verification flow and no photo-upload path, and the custom-character rule bans every real-person character unconditionally. The custom-character and minors quotes, plus that caveat, appear verbatim below.
Uploads, face-swap and undress
No reference-photo upload, no face-swap, no undress feature — verified absent, not merely unmentioned. The studio does show a “Reference photos 0/5” control, but per the official wiki it pulls from your own gallery: images and videos you generated on the platform. No external upload is documented anywhere we read, and editing operates on generated images only.
The usual misuse route is closed by product design, not by promise; tools built for the opposite purpose are not ranked here, but named with reasons on our not-listed page.
What you get for free
Free costs $0 and buys conversation, not pictures: 20 messages a day, tied to the device rather than the account, plus all companions and basic memory.
The exclusions matter: the free plan receives no Moment grant and cannot purchase Moments, so images, video, audio calls and custom characters all require a subscription. Our free-tier list prints what each free plan covers.
Paid plans in practice
Two paid tiers, each monthly or annual. Premium is $19.99 a month, or $9.17 a month billed as $109.99 annually; Ultimate is $39.99 a month, or $26.67 a month billed as $319.99 annually. Premium unlocks generation, unlimited messaging and 8,000 Moments; Ultimate adds 15,000 Moments, proactive messaging, personas, group chats and custom personality editing.
Two presentation details deserve naming: the yearly Premium card is advertised as “77% OFF” against a $39.99 anchor — not the $19.99 monthly price on the same page — and Ultimate's annual appears as “+$17.50/mo” over Premium rather than as its own number. Annual plans are billed as a single yearly charge.
Age gate, moderation and privacy
The age gate is a click — you confirm you are at least 18, with no document check. The landing page stays fully blurred until you confirm; after that the homepage shows suggestive imagery, including partial nudity in thumbnails. On moderation, its terms describe review of user-uploaded material before posting and continuous monitoring — wording that sits oddly with a product where no external upload path is documented.
Generations are private unless you publish them; personal data and chat history are deleted immediately on account deletion, transaction records kept seven years, security logs up to twelve months, call audio deleted permanently with only a transcription retained. Billing reads S LABS INC.; we found no reported breach or enforcement action on August 29, 2026 — not proof there is none.
Who it suits — and who should look elsewhere
It suits someone who wants chat and generation on one account, in realistic or anime style, with short clips and voice calls.
Look elsewhere for free images, since the generator sits behind Premium; for long video, where Swipey AI states up to 60 seconds against the 15 here; for an API, which this does not offer; or for commercial use, which its license rules out. No launch year is stated on its pages. Our matrix lines these fields up.
What its own policy says
Quoted verbatim from the official pages we read. A missing quote means we found no such statement — not that the tool allows it.
On real people, celebrities and deepfakes
“Creating characters based on real people are strictly forbidden and will be deleted without a refund. This includes celebrities, influencers, public figures, and private individuals.”
Source: wiki.secrets.ai/create/custom-characters
Caveat: Prohibited Content Policy 1.3 words the real-person ban as prohibiting sexual content of identifiable real individuals "without their verified consent", and a separate Content Removal Policy exists for "removing AI-generated content that resembles a real person" — i.e. consent-based real-person content is textually contemplated. In practice no consent-verification or photo-upload mechanism exists, and the custom-character rule bans ALL real-person characters unconditionally.
On minors
“We maintain absolute zero tolerance for any content involving minors, whether real, fictional, AI-generated, or otherwise manipulated.”
Source: www.secrets.ai/terms/underage-policy
On moderation
“We review all user-uploaded material before it is posted on the Website and maintain active monitoring systems to ensure prompt identification and removal of objectionable content should any such material appear on the platform.”
Source: www.secrets.ai/terms/terms-of-service
On uploads and edits
“The reference picker pulls from your entire gallery — every image and video you've generated.”
Source: wiki.secrets.ai/create/video-generation
Plans and prices, as printed
Free tier: FREE tier: $0, 20 messages per day, access to all AI companions, basic memory; "The FREE tier does not include a moment grant and cannot purchase moments." — no image/video generation on free
| Plan | Price | Billing | Includes |
|---|---|---|---|
| FREE | $0 | n/a | 20 messages per day (device-tied; max 100 for custom characters), access to all AI companions, basic memory; no moment grant and cannot purchase moments — image/video generation, audio calls, custom characters require a paid subscription |
| PREMIUM | $19.99/month (Monthly); Annual $9.17/month ($109.99 billed annually) | monthly or annual | Unlimited messaging, 8,000 Moments per month, image & video generation, premium AI models, 10% bonus on moment purchases; store shows "77% OFF" yearly vs $39.99 anchor |
| ULTIMATE | $39.99/month (Monthly); Annual $26.67/month ($319.99 billed annually) | monthly or annual | Everything in PREMIUM, 15,000 Moments per month, 15% purchase bonus, proactive messaging, personas, group chats, custom personality editing, 2x message length; store shows as "Go Ultimate +$17.50/mo" over Premium annual |
Our verdict
Secrets AI passes every check on our list: stated real-person and minors bans, no reference-photo upload, prices verified as printed, video output, a free tier, no vendor-run likeness program. It appears first here because partner tools are grouped first and disclosed; on the checklist alone it ties with Promptchan AI, which takes the tie-break on name. The caveats are a chat-only free tier that puts the real price of a first image at $9.17 to $19.99 a month, store anchors that do not match the monthly price beside them, and consent wording looser than the unconditional custom-character rule. We publish no score; the quotes below are the argument.
Frequently asked questions
Is Secrets AI free?
There is a $0 tier: 20 messages a day (device-tied), all companions, basic memory. It grants no Moments and cannot buy them, so images, video and custom characters need a paid plan.
Does Secrets AI allow celebrities or real people?
No. Its custom-character rules forbid characters based on real people — celebrities, influencers, public figures, private individuals — and delete them without a refund. Its prohibited-content policy words that ban around consent, yet no consent flow or upload path exists.
Anime or realistic — which does it do?
Both, per its own pages: realistic and anime. It lists no 3D or furry styles, which Promptchan AI does.
Does Secrets AI generate video, and how long?
Yes. The advanced mode runs four to fifteen seconds, up to 4K, with audio; the adult mode is 720p, eight seconds, silent. Video needs a paid plan.
How much does Secrets AI cost?
Premium: $19.99 a month, or $109.99 billed annually ($9.17 a month). Ultimate: $39.99 a month, or $319.99 billed annually ($26.67 a month), read on August 29, 2026.
Who operates Secrets AI?
Secret Labs Inc., which its terms describe as registered in both Canada and the United States, with a Dover, Delaware mailing address and arbitration in British Columbia. Charges appear as S LABS INC.
Does it verify my age?
By click-through only: you confirm you are at least 18 and the blurred landing page unlocks. There is no ID check, so where local law demands stronger age assurance, this is not it.
Are my images and chats private?
By default yes — only content you explicitly publish is visible to others. On account deletion personal data and chat history go immediately; transaction records are kept seven years, security logs twelve months.
Can I use the output commercially?
No. Its terms grant a limited, personal, non-transferable license to use generations for personal, non-commercial purposes, so selling what you make is ruled out.
How is Secrets AI different from Promptchan AI?
Both pass all seven checks. Promptchan's free plan includes a daily allowance covering image creation, while the free tier here is chat-only; Promptchan also lists 3D and furry styles and an API, and is run by VisionAI Labs Limited in Ireland. Secrets AI is a partner of ours; Promptchan is not (review).